As it stands right now, 6.2% of each and every one of your paychecks is taken out in the form of Social Security taxes; your employer adds another 6.2% of its own money to this payroll tax on your behalf. The bigger your check, the bigger this total payment, and subsequently, the bigger your eventual benefit is once you claim.

Social Security is an important source of income for millions of Americans, but the program has a serious financial problem.

Spousal and survivor benefits can greatly increase Social Security income. Knowing how to qualify and plan strategically can secure a stronger retirement.