The lock-in effect that has kept U.S. housing market activity subdued probably isn't going away this year or next year or ...

Inflation has edged down, but high housing costs could spark a fresh rise in prices and keep the Fed from cutting rates, ...

(NewsNation) — Homeowners have been reluctant to sell due to elevated mortgage rates, but a new report shows the so-called “lock-in effect” is starting to ease. In the first quarter of this ...

For the past several years, one of the strongest forces acting on the housing market has been the mortgage rate “lock-in” effect, whereby homeowners with rock-bottom rates were reluctant to ...

That’s causing the so-called lock-in effect: Homeowners don’t want to give up those cheap rates by selling, which is keeping housing inventory low and prices high. Hopefully there will be ...

With current mortgage rates much higher than that, many people prefer “to stay put instead of selling and buying another home at a higher rate—a phenomenon called the ‘lock-in effect ...

Fannie Mae economists say mortgage rates will remain above 6%, while softening occurs regionally Affordability challenges and persistent lock-in effects among homeowners who do not want to forfeit low ...

Cooling inflation will eventually allow the Fed to cut rates and alleviate the current lock-in effect, but this process will take longer than previously estimated. “The housing situation is ...

The “lock-in effect” that keeps homeowners with low interest rates from selling and buying another property with higher rates applies to Bay Area residential markets more anywhere in the U.S ...

However, one of the biggest cost drivers is called the "lock-in effect," where people who locked into ultra-low interest rates before 2022 cannot move between markets or make traditional financial ...