Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.

The account summary shows activity during the most recent billing period. At the top, you’ll see the balance from the end ... year were successful. At the bottom of your credit card statement ...

Since it's looking at a specific period of past spending, your statement balance doesn't change until the end of ... by your credit limit. For example, if you have one credit card with a $1,000 ...