It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

Rising credit card interest rates can make it difficult to pay off ... CNBC Select ranked the Wells Fargo Reflect® Card as one of the top balance transfer cards due to its long introductory ...

Whether you're using a 0% APR card that offers an interest-free period on new purchases, balance transfers or both, that ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of ...

Wells Fargo Reflect® Card 0% intro APR ... and can help you earn rewards to enjoy as well. While credit card interest rates can seem high, they're non-existent if you pay your account in full ...

The Credit Card Competition Act (CCCA) is intended to remove restraints in the credit card marketplace, ultimately lower ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit card issuers often follow the Fed's lead, increasing or decreasing their APRs ...

Cash rewards credit card One of the more recent additions to the Wells Fargo card portfolio is the Wells Fargo Autograph Journey Card. This card earns high rewards rates on both travel and in one ...

Debt holders may seek solace in a string of recent interest rate cuts at the Federal Reserve, which typically reduce borrowing rates for credit cards. But credit card interest rates have proven ...

it may also be considered when determining your interest rate. Because those with lower income and lower credit scores are seen as higher-risk borrowers, card issuers and other lenders will be ...

Best credit cards for getting a lower interest rate The Wells Fargo Reflect® Card has an APR range of 17.24%, 23.74%, or 28.99% Variable and no annual fee, making it ideal for paying down debt ...