The X1 employs a shard-based security model using cards with secure elements, to guard against the threat of wrench attacks.

You can qualify for this secured card with no credit check and no bank account. However, there's an annual fee, and your upgrade options aren't that great. If you've ...

The card offers 3% and 2% bonus categories that can change automatically each month depending on where you spend the most. There’s no need to track rewards categories or activate bonuses ...