Missed a few BNPL payments? You could face more than late fees. Here's how to protect yourself and your credit.

and there's bad debt (the kind you should try to get rid of sooner rather than later). One key to determining which debts to pay off now versus later is the interest rate: The lower it is ...

Buy now, pay later options are available for purchases big as concern tickets and as small as meal deliveries.

Q: My wife and I want to buy an RV and trailer. Should we pay cash or take out a loan? We don’t like debt and have the money to pay cash. — C.A., St. Cloud A: If the interest rate on the loan ...

The origins of today’s credit culture date to the 1920s with the advent of installment lending for cars and appliances (stoves, refrigerators, radios), says economist Martha Olney, author of “Buy Now, ...

In an era where financial services evolve constantly, one trend has become a lightning rod for debate: Buy-Now-Pay-Later. Love it or ... creation of questionable debt for products of questionable ...

BUT ONE LOCAL EXPERT SAYS BUY NOW, PAY LATER CAN LEAD TO WHAT SHE CALLS STEALTH DEBT. BEFORE YOU KNOW IT, EVEN THOUGH IT’S A SMALL PAYMENT, IF YOU HAVE A BUNCH OF SMALL PAYMENTS, PEOPLE DON’T ...