If you're not eligible for debt forgiveness, a credit counseling agency might be able to help you through a debt management ...

At Motley Fool Money, our loan recommendations are heavily vetted by a team of experts, so you can feel confident the picks on our site are the best choices for you.

A credit-builder loan is "a loan with training wheels – so simple to get, easy to pay back," says John Ulzheimer, a national ...