The top one-year fixed rate bonds come from online banks GB Bank and Cynergy at 4.55 per cent with a minimum £1,000. Access Bank pays the same rate on £5,000-plus. If you want to stick to the ...

And customers have access to an extensive ATM network. What We Don’t Like This online bank’s MMA and CD rates could be improved, although it does offer one of the best rates on 10-year CDs.