Use this as a starting point or guideline to create your own budget percentages! We use Dave Ramsey’s recommended monthly budgeting percentages, and adjust as needed for our debt payoff goals.

A budget calendar can help you plan monthly spending, keep track of payment due dates and better understand your finances. Many, or all, of the products featured on this page are from our ...

The key benefits of creating a monthly budget calendar, planner or spreadsheet are: — Improved cash flow. By tracking your fixed expenses and bills, you can develop a better sense of your cash flow.