Your loan-to-value (LTV) ratio is one of them. It will not only influence your lender's approval decision; it will also play a crucial role in determining the terms of your loan.

How to calculate loan-to-value ratio. LTV ratio is a number that represents the relationship between the amount you owe on your mortgage (the loan) and how much your home is worth (the value).

Loan-to-value ratio compares the size of a loan used to finance an asset with the value of that asset. It’s commonly considered when you take out a mortgage to purchase a home. If you get a ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...

One major difference between Discover and Rocket Mortgage (aside from only the former listing its rates online) is that ...

RBI has laid down guidelines for relaxing loan-to-value ratio for gold loans from 75% to 90%. Discover how RBI guidelines it affects the borrowing and lending risks.

The increase in the loan-to-value ratio for small loans means that if the gold pledged is worth Rs 100,000, borrowers can get up to Rs 85,000 as a loan, up from Rs 75,000. The move is expected to ...