Your loan-to-value (LTV) ratio is one of them. It will not only influence your lender's approval decision; it will also play a crucial role in determining the terms of your loan.

How to calculate loan-to-value ratio. LTV ratio is a number that represents the relationship between the amount you owe on your mortgage (the loan) and how much your home is worth (the value).

Home equity sounds like a pretty straightforward concept: it’s the portion of your home you truly own, free and clear of debt ...

Loan-to-value ratio compares the size of a loan used to finance an asset with the value of that asset. It’s commonly considered when you take out a mortgage to purchase a home. If you get a ...

One major difference between Discover and Rocket Mortgage (aside from only the former listing its rates online) is that ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...

At its core, LTV is the percentage of a property’s appraised value that’s financed through the loan. Imagine buying a home worth $200,000 with a $150,000 loan. In this case, the LTV ratio is 75%.

RBI has laid down guidelines for relaxing loan-to-value ratio for gold loans from 75% to 90%. Discover how RBI guidelines it affects the borrowing and lending risks.

The increase in the loan-to-value ratio for small loans means that if the gold pledged is worth Rs 100,000, borrowers can get up to Rs 85,000 as a loan, up from Rs 75,000. The move is expected to ...