In the final guidelines on liquidity coverage ratio (LCR) released on Monday, RBI said that banks need to assign a run-off factor of only 7.5% on these retail deposits instead of the 10% proposed ...

Analysts expect the easier final norms to unlock ₹2.5-3 trillion of deployable liquidity as compared with the draft norms, translating into a potential 1-2% boost to credit growth and 2-4 basis ...

The new guidelines on liquidity coverage ratio (LCR), net stable funding ratio (NSFR), and leverage ratio (LR) will require banks to raise their available cash above the current 20 percent of ...

the Reserve Bank has put off the implementation of the new a tighter liquidity coverage ratio (LCR) to April 1, 2026 apart from easing the present norms on the run-off rates to 2.5% for internet ...

MUMBAI (Reuters) -The Reserve Bank of India's relatively relaxed final guidelines on banks' liquidity coverage ratio (LCR) is expected to free up capital worth up to 3 trillion rupees ($35.24 billion) ...

These securities, which count as High-Quality Liquid Assets (HQLA), will now have haircuts (reductions in value) based on the margin rules under the Liquidity Adjustment Facility (LAF) and the ...

Liquidity Coverage Ratio (LCR) requires banks to maintain High Quality Liquid Assets (HQLAs) to meet 30 days net outgo under stressed conditions. RBI has prescribed that banks maintain LCR of at ...

The RBI issued a final circular on Monday titled “Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR) – Review of Haircuts on High Quality Liquid Assets (HQLA) and ...

In its draft liquidity coverage ratio (LCR) guidelines issued in July last year, the central bank had proposed an additional 5% run-off factor — the percentage of deposits expected to be ...

The document also mooted reducing the haircuts — or discount over market values — mandated on banks’ holdings of the safest type of ABS when they are included in their liquidity coverage ratio, a ...

The quick ratio is considered a more conservative measure than the current ratio, which includes all current assets as coverage for ... the better a company’s liquidity and financial health ...

This move is expected to improve banks’ liquidity coverage ratio by 600 basis points, freeing up capital for lending. The rally – led by private lenders – reflects growing investor confidence that the ...