A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A ...

Pay-for-delete letters ask debt collectors to ... in exchange for removing the debt from all credit reporting agencies. If an agreement is reached, I will pay this amount by (date of payment).

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...