Goad says at times last year he was taking out advances every pay period, juggling Dave and two other cash-advance apps. In essence, critics view the apps as a spiffed-up version of established ...

So last March, when Smith downloaded Earnin, an app that fronts workers ... Smith says he’s stuck in the same rut as cash-strapped borrowers who take out payday loans and other controversial ...

Only one application is required, regardless of how many times you use your line of credit. By comparison, the cash advance requires you to complete the underwriting process each time you take out ...