If sufficient evidence surfaces that points Barclays-like fingers of culpability at Jamie Dimon and Vikram Pandit, perhaps the boards of JPMorgan and Citigroup will reach similar conclusions ...

So Jamie, thank you. Thanks for coming ... I'd like to know why on the international side, if you look at the numbers, so take Barclays and us, you may not know this yet. But -- no, but we ...