Credit card balances are finally dipping — but high rates persist. Here's how to start reducing your debt for good.

Credit card processing fees, typically ranging from 1.5% to 3. ... This is common at gas stations, local shops, and some ...

And if you already have an annual-fee card, consider asking for a retention offer or downgrading to a lower or no-annual-fee alternative. Credit cards charge interest if you don't pay off your ...

Enroll in a debt management plan to lower your rates The increasing number of Americans making only minimum payments signals a troubling trend. After all, the minimum credit card payments that ...

Even if the issuer isn't able to match the lower interest rate, they may be able to offer a different retention offer in the form of a waived annual fee or bonus points. Find the best credit card ...

After a review of market data, the CFPB finalized a rule that would have capped late fees at $8 and ended automatic inflation ...

If your business is considered high risk, it's even more important to stay compliant with all credit card processing rules and regulations. Doing so can help you avoid added penalties, reduce ...

Forget clunky credit-card processing systems -- all you need is a smartphone and a new device to cut card-processing expenses. We'll be in your inbox every morning Monday-Saturday with all the day ...

Low charges on processing: Since your score is high, you are in a better position to bargain for a lower fees or ... High credit limit: You may be given a higher credit card limits or larger ...

We use credit cards, and credit card companies love it. Why? Because they make nearly 150 billion dollars a year in merchant fees. These fees are paid by businesses for the benefit of accepting cards.

By passing the Credit Card Competition Act, a bill with bipartisan support and overwhelming support from the public, Congress can bring much-needed competition to the credit card industry and help ...