CD rates are a product of their economic times, and we're currently in a rosy period. At other times in history, CD rates ...

according to the St. Louis Fed’s 3-month historical CD rates chart. While rates were high in the 1980s, they steadily fell thereafter, reaching close to zero in the years after the 2008 recession.

Jack Caporal is the Research Director for The Motley Fool and has worked full-time for the company since 2021. His research focuses on uncovering and analyzing trends that shape personal financial ...