Writing a hardship letter to one or more of your creditors can help you get through ... However, you may undermine your case if you copy and paste a template you find online.

A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your ...

Make a call to follow up on your hardship letter if you don't hear from the creditor within one week.

If they see payments being made on time before and after the period of financial hardship ... a letter because the lateness noted on your credit report is inaccurate, try this template: To ...