Writing a 609 dispute letter to Equifax, Experian or TransUnion doesn’t have to be daunting. But if you’re at a loss for words, you can use the following phrasing to help get your point across ...

You can get a free copy from each of the three main credit bureaus (Equifax ... that support your dispute. The Federal Trade Commission (FTC) has a sample letter you can use as a template.

Be sure to mail your form letter to the credit reporting ... monitoring services for both TransUnion and Equifax and gives you the option to dispute any errors you see on your credit report ...

Further, from early 2022 to mid-2023, Equifax sent letters to 250,000 consumers stating that the reinvestigation of their dispute was "still in process" when, in fact, the investigation had ended. The ...

A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report.