Debt collectors must prove a few key things before they can collect. Here's what they ask for — and why it matters.

and what can you do to lower that burden before it spins further out of control? Find out how to start tackling your high-rate debt today. When a credit card debt goes into collections ...

While debt settlement is often a last resort because of the damage it can do to your credit score, it could be worth it for anyone struggling with an unmanageable credit card balance that could ...

Nobody wants to fall into debt, but it happens all too easily — and quickly. Some of the most common expenses that throw people into credit card debt are unexpected medical bills, emergency ...

Commissions do not affect our editors ... you could end up saddled with more debt than you bargained for. Oftentimes, couples share credit card accounts to manage bills, consolidate accounts ...