Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

After hitting a peak of 7.04% in January 2025, mortgage rates have retreated, but the decline has been sluggish, as rates ...

In September, 30-year rates saw a historic plunge —sinking to a two-year low of 5.89%. The current average is now over a ...

After dropping almost every day for over a week, 30-year mortgage rates shot up Monday to revisit a six-week high. Rates for ...

Most analysts expect mortgage rates to remain relatively flat for the rest of the year. However, another interest rate cut or economic shifts could change that equation. The current mortgage rates ...

If you’re looking to buy a home in the coming months, be sure to monitor current mortgage rates for possible rate reductions. Why You Should Trust Us If you’re purchasing a home or refinancing ...

When you refinance your mortgage, you swap out your current home loan for a new one, ideally with better terms. Determine whether you want to do a cash-out refinance or a rate-and-term refinance.

Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. The national median family income for 2024 was $ ...