Unpaid debts and accounts in collections will stay on your credit report for seven years. Removing old debt from your credit ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It ...

On its face, a pay-for-delete letter is simple. These are "written requests sent to creditors or collection agencies to try to remove negative information from a person's credit report ...

You'll have to wait for the collections tradeline to fall off and rebuild positive credit history on top of your negative marks. Step 4: Write a goodwill letter to your creditor You might still be ...

Should I pay a collection letter? If you do owe a debt, then the best course of action is to pay it as soon as possible so you can avoid any negative marks against your credit report. However ...

To improve your credit score after a collection makes its way to your credit ... Prepare to send the collector a letter disputing it and be as specific as possible about why you think the debt ...

If you see old or inaccurate information, you should send a dispute letter to the creditor or collection agency reporting the information to the credit bureaus and attach any documentation that ...

If your loans are in default and you received a letter that your account will be transferred to collections, here's what to do.