To qualify for credit card debt forgiveness this July, cardholders will first need to take these steps this June.

Here is a look at some legitimate companies helping provide the most debt relief in 2025. Factors considered in compiling ...

To qualify for a debt management program this May, you'll need to meet the main criteria that credit counseling agencies consider when evaluating potential clients, including: Eligible types of ...

“Even clients who don’t engage in a debt management program and just seek out credit counseling services see about a 47-point average increase on their credit score within two years just by ...

and branches of the U.S. Cooperative Extension Service operate nonprofit credit counseling programs. Local financial institutions and consumer protection agencies also may be good sources of ...

How long does a credit counseling program take? A credit counseling session itself typically takes an hour or so. The long-term relationship only occurs if you decide to engage in a debt ...

American Consumer Credit Counseling fees: There is a one-time $39 fee for enrolling in ACCC’s debt management program. There’s also a monthly maintenance fee of $7 per enrolled account ...

If you miss payments, your creditors may revoke the benefits that were negotiated through the program. It's also important to work with a trustworthy credit counseling agency to avoid unnecessary ...

A credit card hardship program may help you catch up on payments without defaulting on your credit cards. Many credit card issuers offer credit card hardship programs to borrowers experiencing ...

On a recent episode of Consumers’ Checkbook’s Consumerpedia podcast, we spoke to two people who used nonprofit credit counseling programs to get out of debt. Here are their stories ...

A legitimate credit counseling service won't subject clients ... You're told about a 'new' government program for debt relief When a program is backed by the government, you may be more likely ...