Key Takeaways - You Can Buy or Refi With a First-Lien HELOC – But Should You? The traditional home equity line of credit, or HELOC, is a line of credit tied to your home, and most people with HELOCs ...

AARP report found that 75% of Americans ages 50 and over want to age in place — meaning they’d prefer to stay in their ...

One major benefit of a HELOC is the flexibility it offers. For example, if you take out a $300,000 HELOC but only use ...

While your home equity shouldn’t be the first place you go to cover a cash shortfall, a home equity line of credit (HELOC) ...

"Call" your HELOC: If home values plummet dramatically, lenders might invoke a clause that allows them to demand repayment of ...

Our picks for the providers with the best personal loans are LightStream, SoFi Bank, PenFed Credit Union, Discover Bank and ...

Looking for fast access to working capital? Discover the best working capital loans. Want tips on how to mitigate the impact of tariffs? Read our guide. SBA loans are business loans partially ...

Lenders usually see secured debt as lower risk than unsecured debt because they can use the value of your asset to back the ...

Christy Rakoczy has been a financial writer for 15 years covering personal finance and legal subjects. She has a law degree from the University of California, Los Angeles and splits her time ...

"HELOC borrowers are typically notified of rate changes through their monthly statements," Bowman says. "This means you find out about the new interest rate and upcoming payment each month. While this ...