Unlike health insurance, disability payments are paid directly to you and you can use them however you like. Most employers offer short-term disability coverage but the length of coverage and type ...

Access to short ... to worsening health conditions, which could result in a greater need for disability claims as individuals now face those health issues," Estep said. "The long-term effects ...

Sponsor Message Long-term-disability insurance generally has a waiting period of three or six months before benefits kick in. That period would be covered by short-term-disability insurance ...

After his short-term disability ran out ... Consultant Linda Bergthold, who works with employers to develop health care benefit programs, says part of the problem is that insurers don't have ...