Life insurance is designed to provide financial protection for your chosen beneficiaries. Term life insurance is generally ...

When you borrow money — whether you’re making a purchase on a credit card, applying for a car loan or taking out a mortgage — ...

Millennials, born between 1981 and 1996, may not be as far from retirement as they think. The eldest are already over 40, and with full retirement age at 67, they might need to buckle down in order to ...

Making a budget helps you plan for expenses, and it can provide insight into your spending habits, allowing you to consider ...

Paying more than the minimum on credit card debt can help you pay down the balance more quickly and pay less toward interest. Lowering your credit card balance also decreases your credit utilization ...

Early withdrawal penalties typically range from 90 days to 365 days’ worth of interest. Longer-term CDs often come with steeper early withdrawal penalties than their shorter-term counterparts. In some ...

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan ... U.S. News & World Report, Bankrate and Dow Jones.

Here’s why: A full percentage point drop might only save you $16 a month on a $35,000 car loan, according to Bankrate. One possible exception, however, is if you have an existing loan at a very ...

The average rate for a 30-year, fixed-rate mortgage is now 7.06%, according to Bankrate. The average rate on a five-year new car loan is now around 7.47%, according to Bankrate. "With the Fed ...