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A smaller operating base also means operational efficiency is harder to extract than it is for larger competitors. Bendigo’s cost/income ratio above 60% compares unfavorably to the major banks.

Learn how to find the average savings account interest rate, how that differs from the highest rates and what factors impact your balance earnings.

Avoid costly surprises. Learn about seven bank accounts with no overdraft fees -- including accounts we've tested and trust.

Contributor content. Examine the pros and cons of using one bank for all of your accounts versus diversifying.