I plan on keeping the accounts open to protect my credit, but I will cut and toss all the cards so I can’t use them.” ...

In a 2024 article aimed at the industry it serves, the Bank Insurance and Securities Association (BISA) advised banks and ...

Not all credit counseling programs are created equal. Here's how to spot the warning signs before it's too late.

The average person will need to show creditworthiness at some point in their life. To prepare, here's a guide on how to build ...

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and ...

This profile reflects the company’s services and features ... debt free while still remaining in good standing with your creditors. Clearpoint Credit Counseling offers free budget and debt ...

Consolidating your debt can make it easier and cheaper to pay off what's owed, but does that include payday loans?

If he has multiple unsecured debts, he could look into debt consolidation through a balance transfer credit card or a debt consolidation loan. While this won’t lower the amount he owes, it could make ...

Consolidated Credit Solutions' credit counseling services could be a good idea. How do I know I can trust these reviews about Consolidated Credit? How do I know I can trust these reviews about ...

Hours of dedicated training have helped these employees better frame probing questions without making targeted banking ...

it may not look as good as you think. "For credit cards, it's important to 'use but not abuse' those cards," Jim Droske, president of the credit counseling company Illinois Credit Services (and ...