make sure you apply for a new card and are approved. If you close your card before opening a new one, it may be more difficult to be approved. You can get your deposit back from a secured credit ...

Like any other credit card, the first step is to fill out and submit an application. The lender will then conduct a credit check. The main difference between a secured and unsecured credit card ...

It is never OK to lie on a credit card application; you may not get caught, but the consequences could be severe if you do.

However, whether you should apply for a secured card or an unsecured card comes down to your credit — especially your credit history and credit score. Most unsecured credit cards require at ...

The OpenSky Plus Secured Visa Credit Card is designed for people with poor credit who may have a hard time qualifying for other secured credit cards. Since it doesn’t rely on a credit check for ...

Below, CNBC Select analyzes how the secured Self Visa® Credit Card works and whether it makes sense for you. Terms apply. *$0 annual fee for the first year only. $25 annual fee after.

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

This is a welcome feature on a secured card and not offered by all others in this category. The vast majority of credit cards on the market have application requirements that prevent those with ...

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For those new to credit, two great starter options include student credit cards and secured credit cards. While they work differently, their common attribute is their accessibility to people just ...

To get a secured credit card, you can apply for one at a bank, credit union or credit card company. The financial institution ...