PNC Bank has launched the PNC Spend Wise℠ Visa®, a no-annual-fee card designed to encourage spending and on-time payments.

It’s possible to lower your interest rate on the PNC Spend Wise card by 2 percentage points every 12 months, but a true 0% APR credit card will likely save you more money.

manusapon kasosod / Getty Images Spreading investments across different asset classes, rather than relying on one, is a key strategy to balance risk and potential returns over time. Known as asset ...