I would look to see what the requirements are for waiving the monthly service fee and whether I think I could feasibly meet those requirements ... Whatever the Fed does, banks and credit unions ...

2-Year U.S. Treasury Note Continuous Contract $103.680-0.090-0.09% 5-Year U.S. Treasury Note Continuous Contract $108.203-0.055-0.05% 10-Year U.S. Treasury Note Continuous Contract $110.953 0.156 ...