Income taxes ... them to monthly figures if needed. For example, if you're a teacher and pay union dues of $20 from each semi-monthly paycheck, be sure to use $40 when adding up your deductions.

A budget planner is a tool, such as a worksheet or template ... including: Your take-home pay, or your monthly income after taxes. A pay stub will likely be the easiest place to find this information.

You can calculate this from an annual salary by dividing the annual salary by the number of pay period (monthly=12 ... or "Head of Household" as your income filing status. Is Box 2(c) on the ...