Social Security's max $5,108 benefit is hard to get. Here's what to focus on instead.
In 2025, the maximum monthly benefit Social Security will pay is $5,108. To be clear, though, that's higher than the program's maximum benefit at full retirement age this year. Those looking at $5,108 a month in Social Security need to delay their claims until the age of 70 to lock in payments that high.
This Is My Backup Plan in Case Social Security Cuts Benefits
Thankfully, Social Security has trust funds it can use to keep up with benefits for a period of time. But once those trust funds are emptied, Social Security may have no choice but to cut benefits. And if you're wondering when the program's trust funds are set to run dry, the Social Security Trustees say it could happen as early as 2035.
Social Security 5.9% COLA Increase Is Biggest In Nearly 40 Years
If you rely on Social Security payments, you’re receiving a much-needed raise. Social Security and Supplemental Security Income (SSI) is increasing benefits by 5.9%, the largest increase in 40 years.
Struggling With Your 2.5% Social Security COLA? 3 Ways to Generate More Retirement Income This Year
Social Security benefits are eligible for a cost-of-living adjustment (COLA). The purpose of COLAs is to make sure that benefits are able to keep up with inflation. But unfortunately, they often fall short.
How families, and not just retirees, depend on Social Security
Social Security is helping more than just older adults as more children start to live with their grandparents.
How To Sign Up for a My Social Security Account and Estimate Retirement Benefits
A big concern surrounding retirement is wondering how much money you'll receive once you apply for Social Security benefits. Knowing how much you'll be bringing in will allow you to comfortably make adjustments in order to plan for your future.
Social Security Spousal Benefits: 4 Things Retired Couples Should Know in 2025
Here are four things married couples need to know about spousal Social Security benefits in 2025. Social Security retirement benefits are available to retired workers and spouses, even when the spouse has no work history.
How you can increase your Social Security payments before you retire
Social Security is a cornerstone of retirement income for many Americans, yet the amount you receive isn't set in stone. Understanding how to optimize your benefits can significantly impact your financial future.
Social Security March direct payment worth $967 goes out in 16 days
March Supplemental Security Income checks, worth up to $967 for individual filers, will be sent to eligible recipients. On ...
Rich retirees win if Trump ends taxes on Social Security benefits — but there are plenty of losers
Well-off retirees stand to gain thousands of dollars in tax savings every year if President Donald Trump succeeds in his bid ...
Has Congress stolen trillions from Social Security? The answer is clear as day
The answer is clear as day that Congress didn't steal from Social Security's trust funds. If you want to know what's really ...
Most states don't tax Social Security, but some still do. See the list.
Which states tax Social Security? Most states don't tax Social Security but some do. Here's which ones they are, and how they ...
Will I avoid the Social Security earnings limit by putting 85% of my income into my 401(k)?
I am going to reach the minimum retirement age of 62 in September. I plan on putting 85% of my income into my 401(k) plan.
Social Security schedule 2025: When do I get my February check?
The Social Security Administration (SSA) will send your February 2025 check on a specific day of the month depending on your ...
3 Ways Social Security COLA Will Affect Your 2025 Earnings
Social Security recipients saw their monthly check grow by 2.5% in 2025 thanks to a cost-of-living adjustment (COLA) designed ...