Bank of America currently offers CD rates ranging from 0.03% to 4.00%. The U.S. Bank Smartly® Savings account has a minimum deposit requirement of $25 and earns a standard APY of 0.05%.

Pros and Cons of a U.S. Bank Savings Account U.S. Bank interest rates aren’t the best available, but if you have the funds to earn the highest rates on its Bank Smartly Savings account or Elite ...

Credit cards and buy now pay later (BNPL) schemes don’t cost you anything in interest as long as you pay on time. Reward ...

One of them is Plum, a smart money app that’s making it faster and easier to save for a house with access to impressive interest rates on great savings products. Here’s how you could reach your dream ...

Gratuity is a one-time payment made by your employer as a gesture of appreciation for your long-term service. As per the ...

Whether you want an online-only or in-person banking experience, check out our list of banks with the best customer service ...

Owning a two-wheeler has become more than just a lifestyle choice. For many, it is a smart and affordable mode of transport, ...

Get today's best rates on high-yield FDIC-insured savings accounts to more quickly grow your everyday cash, build an emergency reserve or save for a successful retirement.

I’m a more conservative investor by nature. What that’s meant for me personally is that savings accounts play perhaps a ...

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...

Commissions do not affect our editors' opinions or evaluations. According to FDIC data, the average interest rate on savings accounts is currently 0.42%. That rate is much higher than it was prior ...