The national average savings account interest rate is 0.41% as of April 14, 2025, according to the latest numbers available from the FDIC. You can earn exponentially more than that by opening a ...

The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times ...

U.S. Bank’s APY on savings accounts is currently: 0.05% to 3.50% APY. You can get a small interest rate “lift” if you also have a Smartly Checking account or Safe Debit account and combine ...

has physical branches nationwide, so if you're interested in banking in person, the U.S. Bank Smartly® Savings Account could be a good way to earn a strong interest rate if you can meet the ...

Need a break? Play the USA TODAY Daily Crossword Puzzle. Let’s say you park $1,000 in a savings account at an interest rate of 0.61%, which is the current national average, according to Bankrate.

U.S. Bank charges lower fees with better rates on high balances in 27 states, while Chase offers broader access with 4,700+ ...