Interest is credited on a monthly basis, from the opening date of the account. Check latest interest rate, eligibility and ...

SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.80% (variable and subject to change) on the money you keep in the savings portion of the account.

You can speed things up if you move your money to a bank savings account that pays the current national average interest rate of 0.41%. In that case, you will have saved $1,000,000,000 in 1,029 years.