You have your basic checking and savings accounts—beyond that, how can different types of accounts serve your savings goals?

It is virtually impossible to find a savings account with a 7% APY in 2025. See our picks for high-yield savings accounts ...

This will show you how much you’re spending in each category and can help you make better spending decisions. Read Next: I’m ...

The categories for this budgeting strategy are: 70% goes to wants and needs, 20% goes toward savings and investments, and 10% goes toward debt payments or donations. With a zero-balance budget ...

Here’s a rundown of BMO Alto’s two savings categories: BMO branch hours vary by location, so you’ll want to use the bank’s branch locator tool to verify a location is open before visiting.

There are plenty of places worth investing your money for long-term growth. But what about short-term savings? Shouldn’t you be able to earn a little something extra on that, too? A high-yield ...