U.S. savings bonds are zero-coupon bonds issued by the Treasury and backed by the U.S. government, making them one of the ...

A savings bond is an investment instrument offered by the federal government through financial institutions. When you buy a savings bond, you loan money to the U.S. government in exchange for a ...

Savings bonds aren't likely to beat the returns of other investments (especially stocks) but have some good uses. For example, savings bonds are risk-free, and their interest is exempt from ...

In the following example, imagine a $10,000 initial savings bond purchase and a beginning interest rate of 3.11%, which was the rate in early 2025 (and included a 1.2% fixed rate). Let’s also ...

Series I savings bonds were hot in 2022 as inflation peaked. But they remain a solid spot for savings as many worry about ...

More than 7.2 million Series EE savings bonds issued in 1985, for example, remained outstanding and not cashed yet, as of Oct. 30, 2015. After 30 years, these bonds stop earning more interest.

So for example, if you bought an EE bond for $50, in 20 years it would be worth at least $100. The minimum purchase price of an EE bond is $25. The interest you earn on EE savings bonds is subject ...

If you have a $6,000 refund, for example, you can buy only $5,000 in I Bonds and directly deposit the rest of that year's tax refund elsewhere. Series I Savings Bonds issued from May 1 through Oct ...

You can still redeem these bonds anytime past their maturation date, but you shouldn’t wait, since inflation can erode their value. For example, let’s say you have a savings bond that’s ...

Savings bonds are an easy way for individuals to loan money directly to the government and receive a return on their investment. Bonds are sold at less than face value, for example, a $50 Series ...