While lower interest rates may be tempting, getting a personal loan is inherently riskier during a recession due to the greater chance of being laid off from your job.

After her parents borrowed money under her name and then defaulted on the loans, Lily’s credit rating has plummeted. And even ...

If you’re looking to fund a large, essential purchase, you could apply for a personal loan. Personal loans have fixed interest rates and longer repayment terms, and there are options for ...