Aly J. Yale is a contributor at Buy Side from WSJ and an expert on real estate, mortgages, investing and home renovations. Student loans editor, Buy Side from WSJ Renee Fleck is an editor at Buy ...

if a former employer is “unable or unwilling” to sign a Public Service Loan Forgiveness (PSLF) form, borrowers may be able to certify their employment using other documents. The alternate ...

PSLF discharges your remaining federal ... Alternatively, you and your employer can manually sign a PDF version of the employment certification form. You’ll then have to mail or fax the form ...

You should submit a PSLF form annually (and whenever you change employers) to certify your employment and stay on track for forgiveness. You and your employer will both need to complete sections ...

Complete an employment certification form and review it with your servicer to ensure that your job counts for this program. If you’re a teacher, you may qualify for Teacher Loan Forgiveness (TLF ...

The consolidation step is critical: Borrowers can submit a combined PSLF/Employer Certification form before consolidating, but they must consolidate to be eligible for forgiveness. To find out if ...

Fortunately, there is a potential silver lining for public service workers in the form of the Public Service Loan Forgiveness (PSLF ... paperwork such as the Employer Certification Form (ECF ...

Public Service Loan Forgiveness, known as PSLF, has long drawn criticism because of high ineligibility rates fueled by strict and detailed requirements and miscommunication from loan providers.