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Getting a personal loan from a bank or online lender may be more convenient, since you don't need to become a member as you would with a credit union. Personal loan terms vary from one lender to ...

Banks and credit unions historically have offered lower interest rates on personal loans, but online lenders ... where are the more favorable rates: at a bank or with an online lender?

Ideally, a personal ... current bank or credit union could be your best option if you prefer to work with a traditional lender. While the fintechs on our list don’t fund the loans directly ...