You don’t need a down payment to refinance, but you’ll likely have to come up with cash for closing costs. Some lenders let ...

ICRA predicts banks will outperform NBFCs in gold loans due to RBI's stricter guidelines on gold collateral lending.

Sam Wilson Loan-to-value (LTV) is the ratio of mortgage to property value, expressed as a percentage. For example, if you're buying a £100,000 property with a £10,000 (10%) deposit, you'll need a 90% ...

In draft guidelines released on April 3, the central bank proposed a uniform cap on the loan-to-value (LTV) ratio for gold loans, limiting it to 75% of the collateral's worth. For NBFCs ...

RBI’s draft guidelines on gold loans are poised to impact non-banking financial companies and mid-tier banks more than larger ...

Credit quality remains robust with conservative loan-to-value ratios and manageable loan losses, particularly in commercial real estate exposure. The bank's strong capital position and ...

Further, RBI has said that loan-to-value ratio (LTV) of lending against gold collateral will be capped at 75 per cent on an on-going basis through the tenor for gold loans and for all gold loans ...

The Reserve Bank of India’s (RBI) impending framework for gold loans has come amidst a significant surge in gold loan ...