Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

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The BBC Sounds and ITV star has issued a "critical" warning over Loan to Value ratio and how the LTV works for first-time buyers.

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

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Lenders typically like to see a maximum CLTV between 80% and 90%, but it varies. A loan-to-value ratio (LTV) is the ratio of how much you owe on your mortgage versus what your house is worth.

The process is relatively simple, but watch out for prepayment penalties Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of ...