As such, it often makes sense to pay off private student loans first, as you want to reserve that flexibility with federal loans in case your circumstances change in the future. Among federal ...

Those affected could face a tougher time getting access to home or auto loans or see their credit card limits lowered. Borrowers have been required to make normal monthly payments on their student ...

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

Student-loan borrowers looking to get into affordable ... borrowers will actually be able to access affordable monthly payments under those plans. The applications for income-driven repayment ...

The hits are expected after borrowers failed to resume payments with the end of pandemic-era relief on loans. Many borrowers started seeing their credit scores fall earlier this year after the ...

With IDR applications unfrozen, borrowers can again apply for plans to lower student loan payments. Here's what experts recommend for now. David McMillin writes about credit cards, mortgages ...

Unlike credit cards, personal loans offer fixed interest rates and monthly payments. Personal loans can be used for debt consolidation or major home remodeling projects. Most personal loans are ...

Recasting can improve your monthly cash flow, but a principal payment can help you pay off the loan sooner and save on interest. If you've received a large tax refund, you might consider putting ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

This week, the internet had a rare opportunity to transform its selfies and family photos into stunning Studio Ghibli ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire ...

On the one hand, buying involves higher monthly costs. But after you pay off the loan you own an asset—your vehicle. On the other hand, a lease has lower monthly payments and lets you drive a ...