FDIC insures individual bank deposits up to $250,000, reducing depositor risk. FDIC supervises banks to ensure financial stability and soundness. Recent FDIC interventions stabilized banks in the ...

2 As noted above, federal law explicitly excludes ATMs and RSUs from the definition of domestic branch. The FDIC’s interpretation provides that a state nonmember bank is not required to obtain ...

While there's no reason to expect it, this is where the FDIC comes in. Having an FDIC-insured account means your money is protected, even in the event of a bank failure. We've provided information ...

The proposed rule would expand the "deposit broker" definition. As a result, institution affiliated parties and intermediaries, such as nonbank financial companies, would become subject to ...