It's a luxury card for those who fly frequently with Delta and can maximize the card's rich benefits. Those seeking a lower annual fee and more flexibility have other options.

Our opinions are our own. It can deliver value to Delta devotees, but thanks to its increased annual fee, it's not the no-brainer it used to be.

UBS Delta is a cross-asset portfolio and risk analytics platform providing institutional investors with critical portfolio insights and enabling them to identify key drivers of risk and performance.

Zach Griff is a senior reporter at TPG. He writes travel and product reviews, deep dives into loyalty programs, news about the airline industry and more. The cards we feature here are from partners ...

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