But sometimes, you need modify that hand tool — make a hand tool hack. Custom Pads for a Mechanic’s Vise Make custom pads for a mechanic’s vise by cutting wood blocks to fit across the vise shaft.

Perhaps a name like “cushion fund” would hasten interest ... This is your current emergency fund. Step 3: Set Your Emergency-Fund Savings Target Subtract the figure from Step 2 (your current ...