Debt settlement is an arrangement you make with your unsecured creditors in which they accept less than you owe and forgive ...

If your credit score is in good shape, move your high-interest balance to a card that offers 0% interest for the first year ...

Learn how to regain control of credit card debt with strategic steps. Financial experts offer tips on tackling high interest rates and managing payments.

As credit card debt continues to climb, many Americans are feeling the financial strain.Jennifer Paez, who found herself ...

Nobody would fault you for confusing credit counseling with other similar, but distinct, credit services, namely, debt settlement and debt consolidation. Here’s a quick snapshot of each.

Credit counseling agencies charge up to $75 to participate in a debt management plan, as well as a monthly fee that ranges from $25 to $50, depending on the agency and where you live.

What Services Do Credit Counselors Offer? Credit counseling is more than just a quick chat about budgeting. Many agencies offer a full range of services to help you take control of your money: ...

Money Management International (MMI), a leading non-profit credit counseling agency, has witnessed a dramatic surge in demand for its services. The organization reports a 35% increase in the need ...

There's a monthly payment commitment. Debt management programs require you to make a single, fixed monthly payment to the credit counseling agency, which then distributes the funds to your creditors.

In its fourth year of ongoing investigations into consumer credit-counseling agencies' activities, the IRS has revoked the tax-exempt status of 21 organizations; another 26 revocations are in ...

Consumer Credit Counseling Services in Parkersburg is a local non-profit agency who offers financial and educational ...

Nobody would fault you for confusing credit counseling with other similar, but distinct, credit services, namely, debt settlement and debt consolidation. Here’s a quick snapshot of each.