It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

Before the Consumer Financial Protection Bureau (CFPB) set rules and regulations related to credit cards starting in 2011, a Federal Reserve rule in 1990 required charge card issuers to disclose fees ...

WPTV sought your thoughts on the challenges surrounding credit card debt, and we're making it a priority to address your questions.

Americans tidied up their household balance sheets to start 2025, cleaning up some credit card and auto loan debt, new data showed Tuesday.

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the ...

Instead, it inadvertently saddled borrowers with higher rates and fees for receiving paper statements as credit card companies sought to offset the expected revenue hit. Retail cards hit a record high ...

Last year, banks quickly raised interest rates to record ... saddled borrowers with higher rates and fees for receiving paper statements as credit card companies sought to offset the expected ...

Interest rates affect how much it costs to borrow money, including how much you pay in interest for credit card debt. While the Fed's decision may not change your credit card interest rate anytime ...

Alexandria Ocasio-Cortez (D-N.Y.) and Sen. Bernie Sanders (I-Vt.) would have limited credit-card annual interest rates including finance charges to 15 percent. If such a measure were to pass ...