Earn a $200 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening ... the AT&T Points Plus card from Citi is a no-brainer.

As with all Citibank accounts, deposits are FDIC insured up to $250,000 per depositor and for each account you hold, even when it is at the same bank. The APY on these accounts, though ...

You'll be able to open bank accounts, view online bank statements, find Citi locations, and use online bill pay. The bank's mobile app experience may not stack up to other big banks, though.